The Bank
COVID-19 and Payment Relief
It's critical to be caring for your physical safety right now—but what about your financial safety? With so much uncertainty and so many heightened emotions due to the COVID-19 pandemic, it's an easy time to be the victim of a financial scam.
Help keep your finances and personal information safe by learning about fraud prevention.
Always remember: MERCO Bank will never use phone calls, text messages, or emails asking you to provide, update, or verify personal information, such as passwords, Social Security numbers, PINs, or credit or check card numbers.
There are already reports of scams involving Economic Impact Payments (EIP) and Paycheck Protection Program loans, as well as fake at-home coronavirus testing kits or vaccines. Criminals work fast to take advantage of scary situations.
Social media scams often come in two different forms.
Many scammers will create a sense of urgency to take advantage of you. This is especially effective during these difficult times when many people are emotionally vulnerable. Beware of high-pressure or time-sensitive asks for financial or personal information.
Don't send checks, money orders, gift cards, cash, or wire transfers to anyone you don't know. Beware of emotional grandparent scams or enticing fake check scams.
Email (phishing) and text message scams can often be identified by poor grammar or misspellings. They may also direct you to legitimate-looking links. To view the real URL of a hyperlink, hover your mouse over the linked text. Don't trust an email that doesn't sound right or is directing you to an unknown website, even if it looks like an official communication.
If you don't know or can't confirm the sender of an email, don't download any attachments they sent you. This is especially true of files ending in .zip, .exe, .doc, .pdf, or .xls.
Many phishing scams will come from authentic-looking email addresses or cleverly disguised caller ID numbers. If you can't verify a request on your own, reach out to the company that claims to have sent it.
Use our digital banking options to conduct everyday transactions such as checking your balance, making payments, transferring funds and earning profits.
It's time to live that life of convenience, freedom and control you have always wanted. Open a Bellco Bank and signup in a few minutes to join the Bellco tribe now.